无

wú not to have; no; none; not; to lack; un-; -less

忧

yōu to worry; to concern oneself with; worried; anxiety; sorrow; (lit.) to observe mourning

分期

fēn qī by stages; staggered; step by step; in installments

电话

diàn huà telephone; CL:部[bu4]; phone call; CL:通[tong1]; phone number

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