优

yōu excellent; superior

金

jīn gold; chemical element Au; generic term for lustrous and ductile metals; money; golden; highly respected; one of the eight ancient musical instruments 八音[ba1 yin1]

Jīn surname Jin; surname Kim (Korean); Jurchen Jin dynasty (1115-1234)

品

pǐn article; commodity; product; goods; kind; grade; rank; character; disposition; nature; temperament; variety; to taste sth; to sample; to criticize; to comment; to judge; to size up

借款

jiè kuǎn to lend money; to borrow money; loan

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