免

wèn old variant of 絻[wen4]

miǎn to excuse sb; to exempt; to remove or dismiss from office; to avoid; to avert; to escape; to be prohibited

信用卡

xìn yòng kǎ credit card

@taomamao 代

dài to substitute; to act on behalf of others; to replace; generation; dynasty; age; period; (historical) era; (geological) eon

充

chōng to fill; to satisfy; to fulfill; to act in place of; substitute; sufficient; full

vbs